Navigation Menu Francais

Superior North CFDC

SADC Supérieur Nord

English / Français
Local Solutions for Local Economies
Des solutions locales pour l'avenir économique de la collectivité
Toll Free Phone: 1-888-445-9999
Local Phone: (807) 825-4505 / Fax: 1-866-223-2814
Facebook  Twitter

Business Advisory Services

Business Plans, Marketing, Accounting, Technology...

Contributing to Local Initiatives

Supporting community growth and economic development...

Superior North Spotlight
Superior North Spotlight
The most comprehensive online directory for
Ontario's North of Superior region.

Featuring nearly one thousand listings.





The eligibility requirements would be:

  • A SME (Small, Medium Enterprise) ie. retail shops, restaurants, corner stores, etc., and businesses of strategic importance to the community.
  • Small and medium-sized enterprises are defined as having less than 500 employees
  • Applicant has confirmed and attested that no other funding has been accessed for the same purposes and utilization that the Covid Safety Protocol Project is set out to fund.
  • The SME must have been viable as of March 1, 2020.
  • SME was Established before March 1, 2020.

Examples of Eligible costs include, but are not limited to the following:

  • Customer and employee safety installations such as distancing signs for floors.
  • COVID-19 posters and displays
  • Acquisition of barriers
  • Widening of aisles
  • Plexiglass and partitions, signage
  • Other business restructuring or equipment purchases required in support of adaptations that may be required after March 15, 2020.

Examples of Ineligible costs

  • Safety Protocol Modifications previously acquired prior to March 15, 2020
  • Disposable Personal Protective Equipment

Financial Assistance

  • Maximum funding will be up to $5,000
  • Only one application per SME is permitted
  • Applicants are eligible to receive up to 100 percent of eligible support costs
  • All assistance to SMEs is in the form of a non-repayable contribution

Application intake:

 Applications should be submitted to the Superior North CFDC by email or by fax  to 1-866-223-2814.  

Please note HST will not be reimbursed.  More more details call 1-888-445-9999 ext #1

Covid Safety Protocol Project Application



Post-COVID Professional Services Relief

Up to $5,000 will be granted to the SME applicant for a third-party delivery agent,
training consultant or independent service provider for eligible services. Funding will be
issued on a continuous intake model to ensure funds are disbursed as quickly as
possible. Funding is eligible until March 31st, 2021 or until funds are exhausted.

Projects should reflect one of the following priorities:
1. Business Planning
2. Business Development
3. Professional Consultations
4. Financial Processing (Set-up/Training)

Project Eligibility:

*  A SME (Small-Medium Enterprise) is a business of strategic importance to the
community. i.e. retail shops, restaurants, corner stores.

* SMEs are defined as having less than 500 employees and annual sales
revenue of less than $20 million. SMEs produce goods and services for
the economy regardless of their business structure (i.e. sole
proprietorship, social enterprises, cooperatives).

* The applicant has attempted to access other federal relief supports and was
ineligible or rejected (including CEBA, AFI funding).

* The SME must have been established and viable as of March 1st, 2020.

* Examples of Eligible Services Acquired After March 15th, 2020:
   Feasibility Studies, Financial Assessments, Financial Training, Business
   Planning Consultations, Business Development Consultations, Marketing
   Consultations, Industry Expertise Training, other Professional Consultations


Applications must be emailed to

Post-COVID Professional Services Relief_APPLICATION_fillable



Attention Superior North CFDC Regional Businesses


$25.5 million in funding available through Northern Ontario CFDCs to help local small businesses weather the COVID-19 pandemic.


The Regional Relief and Recovery Fund (RRRF) provides financial contributions (interest-free loans) to help support fixed operating costs of SMEs, where business revenues have been affected by the COVID-19 pandemic.  The Fund, valued at more than $962 million nationally, is delivered by Canada’s six regional development agencies.

In Northern Ontario, $49.5 million is available as follows:

  • $24 million through FedNor for SMEs and not-for-profit organizations facing financial pressure; and
  • $25.5 million to provide rural businesses with access to capital and technical support, delivered by Northern Ontario’s 24 Community Futures Development Corporations.


Funding available through Superior North CFDC

In order to provide targeted assistance to the small towns and communities we serve, our focus will be  on assisting “main street” businesses, such as retail shops, restaurants, corner stores, and businesses of strategic importance to our communities, with loans up to $40,000.

  • Eligible CFDC applicants must also meet the following criteria:
    • established prior to March 1, 2020;
    • impacted adversely by the COVID-19 pandemic;
    • viable and not experiencing other financial difficulties prior to March 1, 2020;
    • have attempted to access other federal relief supports and were ineligible, rejected, or require funding for expenses that have not been supported, with priority given to applicants who were ineligible or rejected from other federal relief supports.

Applications can be submitted for:

  • Loans of up to $40,000 to help address working capital needs.

Other Details:

  • 0% interest until December 31, 2022
  • No principal payments until December 31, 2022
  • Principal repayments can be voluntarily made at any time
  • 25% up to a maximum of $10,000 in loan forgiveness is available, provided the 75% of the original loan is paid back by December 31, 2022.
  • If any part of the balance is not paid by December 31, 2022, the remaining balance will be converted to a 3 year term loan at our prime interest rate.
  • The full balance must be repaid no later than December 31, 2025.
  • No security is to be required beyond a promissory note.

Next steps:

Contact Superior North CFDC office by  telephone or email. 

1-888-445-9999 ext #1 Ron Salo  or

1-888-445-9999 ext#2 Christine Rajala


Other Funding available through FedNor

FedNor is delivering $24 million in funding support to SMEs impacted by COVID-19 that do not qualify for, or have been declined for, current Government of Canada COVID-19 relief measures.

Applicants must meet the following eligibility criteria:

  • Businesses such as: incorporated companies, corporations or co-operatives, or Indigenous organizations such as Indigenous/First Nation/Métis Settlement owned businesses, that:
    • Are located or operating in Northern Ontario;
    • Do not qualify or have been rejected from, current Government of Canada COVID-19 relief supports or demonstrate the need for incremental support;
    • Employ between 1 and 499 individuals on a full-time basis  in Canada; and
    • Are negatively impacted by the COVID-19 pandemic.
  • Not-for profit organizations, such as Chambers of Commerce, Industry or Sector Associations, and Tourism organizations;
    • Based in Northern Ontario and/or offer support to businesses located in Northern Ontario; and
    • Carry out commercial activities, and that are positioned to support SMEs regarding COVID-19.

For more information, including how to apply, please visit the FedNor website.

Please note: Applicants will not receive RRRF assistance from both their local CFDC and FedNor for the same expeditures. Review the program guidelines to see which stream is right for you and contact us if you have any questions before applying.


Covid-19 Emergency Financing

To mitigate the impacts of the Covid-19 transmission reduction measures on businesses in the Superior North CFDC area (Dorion to Manitouwadge) Superior North CFDC is offering to retail and service sector businesses a special financing package.

  • The fund will provide up to $20,000 in loans
  • The application must be supported by a rationale for assistance
  • There will be a 3 months grace period before payments will begin

For more information, please call Ron at 807-825-4505 ext #1 or Christine at 807-825-4505 ext # 2

Or e-mail us at or


Superior North Community Futures Development Corporation

Superior North Community Futures Development Corporation (CFDC) supports community economic development by assisting communities located within its catchment area to strengthen and diversify their economies.

As a community-based, non-profit organization, Superior North CFDC is run by a board of local volunteers. It is staffed by professionals who encourage entrepreneurship and the pursuit of economic opportunities.

Superior North CFDC is funded by the Federal Government through FedNor and carries out the following services:

Access to Capital
Access To Capital
Business Services
Business Services
Community Planning and Development
Community Development






Annual Report 2019

July 4, 2020
Annual Report 2019   Read More

30th Anniversary Press Release

June 18, 2018
Read More

30th anniversary infographic

June 5, 2018
Read More

Quick Links